Financial Calculators

Mortgage Calculators
ARM vs. Fixed Rate Mortgage	Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Mortgage Comparison: 15 Years vs. 30 Years	Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Mortgage Loan Calculator	Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Refinance Break Even	Should you refinance your mortgage? Use this calculator to determine when you will break even.
Rent vs. Buy	Are you better off buying your home, or should you continue to rent?
Loan Calculators
Amortizing Loan Calculator	Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Auto Calculators
Auto Rebate vs. Low Interest Financing	Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Lease vs. Buy	Should you lease your next automobile or finance it? Find out with this calculator!
Investment Calculators
Future Value Calculator	Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Retirement Savings and Planning
Required Minimum Distribution (RMD) for Current Year	Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account for the current year.
Roth vs. Traditional 401(k)	Use this calculator to help determine if a Roth or 401(k) might be best for you.
Social Security Benefits	Use this calculator to estimate your Social Security benefits.
Tax Calculators
Flexible Spending Account (FSA) Calculator	Use this calculator to see how participating in Flexible Spending Account (FSA) contributions can help you pay less tax, and increase your net take home pay.
Hourly Paycheck Calculator	Use this calculator to help you determine your paycheck for hourly wages.
Net to Gross Paycheck Calculator	Determine the gross paycheck needed to provide a required net amount.
Savings Calculators
Benefit of Spending Less	Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
College Savings	Use this calculator to help develop or fine tune your education savings plan.
Insurance Calculators
Health Savings Account (HSA) Contribution Calculator	This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Business Calculators
Breakeven Analysis	Find out how many and what price you must sell your product at to make a profit.
Business Valuation – Discounted Cash Flow	This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Commercial Loan Calculator	Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Equipment Buy vs. Lease	Should you lease your equipment or finance it? Find out with this calculator!
Financial Ratios	This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Inventory Analysis	Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Profit Margin Calculator	This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.